Stop Foreclosure and Repossession with Chapter 13 Bankruptcy
When the collection calls never seem to stop, or you find yourself fearing the loss of your home and car through foreclosure or repossession, it is time to find an experienced bankruptcy lawyer.
I, Jeffrey P. White, am the lawyer you need. I have 25 years of bankruptcy experience that I can use to help you find solutions to your financial problems. I will do more than just solve your immediate problem, I will find you a long term solution. Call my offices, serving Portland, Augusta, and Lewiston, Maine, or contact me online to find lasting solutions to your financial problems.
Benefits to Chapter 13
Chapter 13 bankruptcy is a repayment plan for your debts, rather than the discharge of debts found in a Chapter 7. When you work with Jeffrey P. White and Associates, P.C., I will use my 25 years of experience to help you receive all the benefits possible from Chapter 13.
Some of these benefits include:
- Stop creditor harassment. Chapter 13 will silence the collections calls, keep your home from foreclosure and your car from repossession. This provides you with an opportunity to set up a repayment plan, negotiate with your creditors, and get caught up on all your past due debts.
- Create a repayment plans that may last up to 60 months.
- Some of your past due debts may be written down, meaning you pay only fair market value for the items rather than the contract price.
- Businesses may also write down their costs for equipment that is essential for the business. This lowers monthly payments and helps get your struggling businesses back on its feet.
- Payment plans may be available with the IRS if you have tax issues. In most instances you can eliminate penalties you've accrued through a payment plan that can extend for up to 60 months without interest. You may be able to strip off your 2nd and 3rd mortgages, if there is no equity remaining on them, eliminating the lien on the property and lowering your overall debt.
Contact Jeffrey P. White Today ∙ 207-689-2111
I offer a free initial consultation for chapter 13 debt relief clients. Contact me to consult with an attorney today. I serve Auburn, Augusta and all of Southern and Central Maine.
