Bankruptcy: Freedom From Excessive Debt
When you simply don't have the income to pay your debts, you probably feel helpless. But there is a lot that can be done to help you regain control and reclaim the quality of your life. You need a lawyer with experience to help you lift the burden of excessive debt and find long-term solutions to your problems.
Contact me, attorney Jeffrey P. White, for bankruptcy help in Augusta, Portland, or Lewiston, Maine. I have been practicing in bankruptcy and other practice areas for 25 years. I know how to avoid solutions that won't last and I will provide you with solutions that will last.
The Beginning of the Bankruptcy Process
When you work with Jeffrey P. White and Associates, P.C. on your bankruptcy case, I will:
- Examine your assets and secured debts: I will evaluate your assets and secured debts and compare the value of the assets with your monthly payment requirements on your debt.
- Look at your monthly income: I will evaluate your net income — what you have coming in every month will help determine your options.
- Analyze your debts in general: I will look at all your debts, secured and unsecured, including school debts, credit cards, medical bills, and tax debts.
This information will help you decide whether you should declare bankruptcy, and if so, whether a Chapter 7, Chapter 13, or consumer Chapter 11 is the best choice.
Individuals and Businesses
Although the process is similar for personal and business bankruptcy cases, 25 years of experience has taught me that individuals and business have vastly different needs, and different options are available.
Working with your business debts, we can determine whether you just need to restructure your debt or if you are at the point where you need to liquidate. Either way, we can work with the Chapter 11 business bankruptcy laws to put you in the best position possible.
Long-Term Solutions
I have 25 years of experience as a bankruptcy lawyer helping my clients find the solutions they need to get free from debt for an entire lifetime. Contact me today to get the debt relief you need. I serve Portland, Auburn and all of Southern and Central Maine.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
